Clause Eleven

Story Overview Death is a cost calculation. And Winifred Callaghan is the best accountant in the room. As an insurance claims adjuster, Win spends her days evaluating the worth of other people’s lifespans. Until she receives a sudden, life-altering diagnosis of her own. Refusing to spend her remaining time in fear, she drains her savings, leaves her past behind, and steps into an exclusive world where the ultra-wealthy trade in high-stakes games. She isn't looking for a miracle. She just wants to live every moment on her own terms. Callum Draycott is a billionaire with an unyielding exterior. Ever since a tragedy at seventeen, the watch on his wrist has been frozen at 4:17—and he lost the ability to feel fear right along with it. The only time he feels remotely connected is when he encounters someone who challenges his world. Every woman who crosses Callum’s path is intimidated by him. Win is the sole exception. Intrigued by her absolute indifference, Callum offers her an intense twelve-clause contract. The most crucial rule: Neither party asks questions. A man who fears nothing. A woman with nothing left to lose. Bound by an unyielding agreement of clear boundaries and psychological tension, they enter a high-stakes deal neither can easily walk away from. But what Callum doesn’t realize is that the only woman making his heart beat again... is the one counting down her final days. “He thinks he's controlling the game. But I'm the one holding the clock.” Genre: Dark Romance / Tragic Romance Content Warnings: Terminal illness, emotional grief, intense psychological themes, mature content (18+), emotional ending.